Investment Perspectives: A case for Australian interest rates to approach 0%
Since the Reserve Bank of Australia (‘RBA’) moved the official cash rate to 2.5% in August 2013, market and RBA commentators have often speculated when and how the next move will occur.
Investment Perspectives: The search for yield - cyclical or structural?
Since the recovery from the financial crisis, a common theme has been that artificially low interest rates* have forced investors to search for yield, which in turn has resulted in overpriced assets.
Investment Perspectives: Benchmarking total returns
Investing is about deferred consumption. The reward for deferred consumption is the ability to consume more in the future.
Talking 'bout my generation: boomers, gen X and Y
Every generation has its own lifestyle and financial habits; segmenting your database accordingly will allow you to target your messages to the needs of each group.